Track debt and net worth

Debt tracking gives you a clear, calm view of what you owe and when you will be free of it. No judgment, just a plan you can see.

1. 1

   Add a debt

   In the Debt area, add a debt with its name, current balance, and interest rate.

2. 2

   Review the timeline

   Vault estimates a payoff timeline so you can see the finish line.

3. 3

   Update as you pay

   Keep balances current and watch the timeline shorten as you make progress.

Your net worth

Net worth is the big-picture view: everything you own minus everything you owe. Add assets like cash, savings, or a car's value, and your debts count as liabilities, so paying them down lifts your net worth automatically.