Track debt and net worth

Debt tracking gives you a clear, calm view of what you owe and when you will be free of it. No judgment, just a plan you can see.

1. 01

   Add a debt

   In the Debt area, add a debt with its name, current balance, and interest rate.

2. 02

   Review the timeline

   Vault estimates a payoff timeline so you can see the finish line.

3. 03

   Update as you pay

   Keep balances current and watch the timeline shorten as you make progress.

Your net worth

Net worth is the big-picture view: everything you own minus everything you owe. Add assets like cash, savings, or a car's value, and your debts count as liabilities, so paying them down lifts your net worth automatically.