Plans & billing
What happens if I downgrade or cancel
Bank sync stops, but everything already imported stays with you.
Updated 2026-06-14
Plans change, and that is okay. Vault is designed so you never lose your history when your plan does.
Your data stays
If you downgrade or cancel, automatic bank syncing stops, but every transaction already imported stays right where it is. You keep your expenses, budgets, goals, debts, and history.
- Bank syncing pauses, so new transactions stop arriving automatically.
- Already-synced and manually entered data remains fully available.
- You can keep tracking by hand, scanning receipts, and importing statements, all free and on-device.
- Re-subscribe any time to resume syncing.
Keep a copy
Want a personal backup either way? Export your data to CSV from Settings at any time.
Related guides
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