Goals, debt & net worth
Read your cash-flow forecast
See where your money is heading so there are no surprises at month's end.
Updated 2026-06-14
The cash-flow forecast looks ahead. Based on your budget, known bills, and recent patterns, it projects where you are likely to land so you can plan with confidence.
How to read it
- An upward trend means you are on track to have money left over.
- A dip toward zero is an early warning to ease up or adjust a budget.
- Known bills and set-asides are factored in, so the picture is realistic.
A projection, not a promise
The forecast is an estimate based on your habits. The more consistently you track, the more accurate it becomes.
Ask in plain language
You can ask the AI coach "will I make it to payday?" for a forecast-aware answer in everyday words.
Related guides
What "safe to spend" means (and why it changes)
The one daily number that tells you what you can spend today, and the everyday reasons it moves.
Track debt and net worth
Add balances and interest to see your payoff timeline, and watch your net worth grow.
Using the AI coach
Ask money questions in plain language and get answers that never leave your iPhone.
Still need a hand?
Email support@obsidianridgelabs.com, a real person will reply.