Vault
Welcome to Vault. Whether you track every coffee by hand or link a bank for automatic updates, these guides help you get set up, understand your numbers, and keep your money private and on your terms.
Getting started
Set up Vault, log your first expense, and create a budget that fits your real life.
Tracking spending
Add expenses by hand, scan receipts, import statements, and fix categories so Vault learns your habits.
Safe-to-spend & budgets
Understand your one daily number, set budgets with gentle alerts, and learn why the number changes.
Goals, debt & net worth
Save toward what matters, track debt payoff, read your forecast, and watch your net worth grow.
The AI coach
Ask money questions in plain language and get answers that never leave your iPhone.
Connecting a bank (Plaid)
Optionally link a bank through Plaid for automatic transactions, and learn exactly what Plaid does and does not see.
Privacy & your data
The honest story of where your data lives, what can leave your phone, and how to export or move it.
Plans & billing
Compare Free, Plus, Premium, and Premium Plus, restore purchases, and understand downgrades.
Email support@obsidianridgelabs.com, a real person will reply.