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App guideTrove8 min

Six Home Inventory Apps for Receipts, Records, and Backup

Choose a home inventory by what you need to record and recover. Compare Trove, Under My Roof, NAIC, HomeZada, Itemtopia, and Sortly.

Published July 11, 2026 Updated September 28, 2026By Obsidian Ridge Labs Editorial
Question this guide answers

What is the best home inventory app for documenting belongings, receipts, warranties, and insurance records?

Read this first

Key takeaways

  • Trove reduces manual entry by proposing fields from item photos, receipts, and labels. You review the details before relying on them.
  • Its development build includes free photo-inclusive archive export and restore; reports, multiple homes, and record sync are Plus features.
  • A complete inventory needs a protected second copy. A report can support an insurance conversation, but it does not determine coverage or claim acceptance.
Direct answer

Choose the record you will be able to maintain

Trove is being built for reviewed photo and receipt capture, local inventory questions, and a backup that includes the available photos. Under My Roof is a broader Apple home-management system, NAIC offers a free inventory starting point, HomeZada manages the property as well as its contents, Itemtopia supports flexible records, and Sortly suits stock and equipment. Start with capture and recovery: can you make a useful record, and get it back when you need it?

Start with an appliance you bought recently. Can you put its receipt, model, serial number, warranty date, and photo in one place without turning it into a weekend project? Then try exporting that record with its evidence. Those two tasks tell you more about an inventory app than a polished dashboard does. Once the workflow is easy enough to repeat, work through the rest of the room.

Six home inventory options by primary job
AppBest forKey evidence workflowImportant limitation or question
TroveUpcoming local Apple capture.Reviewable OCR/barcode/receipt extraction, local records, warranty/value context, Ask Trove, and implemented CSV.Unreleased; Plus reports, multiple homes, and iCloud record sync are implemented. Photo-inclusive archive export is free.
Under My RoofPrivate Apple home management.Photos, receipts, documents, serials, warranties, maintenance, claims, reports, multiple homes, and optional personal iCloud.Subscription; broader feature set can be more than a simple inventory needs.
NAICFree insurance preparedness.Photos, rooms/categories, barcode capture, export, disaster tips, and claim guidance.Narrower than full home-management suites; verify current store compatibility and privacy details.
HomeZadaWhole homeowner lifecycle.Inventory plus documents, maintenance, remodels, finances, reports, and AI-assisted home planning.Account-based breadth and paid tiers may be unnecessary for a contents-only list.
ItemtopiaFlexible cross-platform records.Customizable items, receipts, warranties, services, properties, collections, and shared use cases.Regional pricing is in-app; examine current privacy and export documentation for your workflow.
SortlyBusiness-style organization.Visual folders, photos, QR/barcode labels, fields, quantities, reports, and team access.Business orientation and paid pricing can exceed a household’s needs.

Scroll horizontally to read the complete comparison on smaller screens.

1. Trove: capture the details and keep the photos with them

Trove’s development build reads item photos, receipts, barcodes, and labels locally, then asks you to review the proposed details. The saved record holds the evidence with the item, and Ask Trove can use inventory context to help find what you need. This is useful for the records that are otherwise scattered across camera rolls and paperwork. Apple Intelligence is required on supported iPhone and iPad hardware.

The free archive can export and restore the inventory with available local photos. Plus adds PDF and CSV reports, a selected-item claim report, multiple homes, and optional private iCloud record sync. Local warranty reminders use the dates you record and require notification permission. Trove is not yet released, and its reports do not guarantee an insurer will accept or pay a claim.

2. Under My Roof: private Apple home management

Under My Roof combines a particularly broad current set of privacy and household-management features in this list. The developer says the inventory stays on the person’s devices and, if chosen, in the person’s iCloud account; the developer does not have access. It runs on iPhone, iPad, and Mac and records belongings, home facts, receipts, manuals, warranties, renovation history, maintenance, collections, policy details, claims, moving boxes, and custom fields.

The US price shown by the developer is $34.99 per year or $4.99 per month with a trial. A single subscription covers the purchaser’s Apple devices and supports Family Sharing. Its scope supports a long-lived home record rather than only a one-time insurance checklist. Someone who only wants a simple list may find that scope larger than necessary.

3. NAIC Home Inventory: free insurance-preparedness baseline

NAIC provides the clearest baseline for what a consumer inventory should accomplish: photograph belongings, group them by room or category, scan barcodes, export the record, and understand disaster preparation and claim steps. Because NAIC is the US standard-setting and regulatory support organization governed by state insurance regulators, its guidance is more authoritative for the purpose of an inventory than a software company’s claim-oriented marketing.

Free does not automatically mean sufficient for every household. High-value collections, renovation records, household collaboration, scheduled maintenance, or sophisticated report layouts may require another tool. Check the current App Store or Google Play listing for compatibility, data-safety disclosures, and update history before committing years of records.

4. HomeZada: whole-home lifecycle management

HomeZada goes well beyond possessions. Its current product connects home inventory with documents, maintenance, projects, finances, dashboards, home value context, and replacement planning. In 2026 the company announced AI-powered forecasting for the future replacement year and cost of major assets such as roofs, HVAC systems, and appliances. That makes it relevant to a homeowner budgeting for the property itself, not only documenting personal contents.

The advertised Essentials plan is free and includes inventory and documents. Premium is currently $99 per year or $15.95 per month, while Deluxe adds multiple-property features at a higher price. Treat generated forecasts as planning estimates, not bids, appraisals, policy coverage, or financial advice. Review HomeZada’s current account and privacy terms if the records include sensitive financial or property information.

5. Itemtopia: flexible records across several asset types

Itemtopia is useful when “home inventory” is only one part of the catalog. Its official site positions the app for belongings, collections, properties, business assets, receipts, warranties, maintenance, services, sharing, and even item-sale pages. It is available on iOS, Android, and Macs with Apple silicon, which gives mixed-device households more options than an Apple-only tool.

Itemtopia shows current subscription details inside the Apple and Google purchase flow. Try a record with the fields, attachments, and sharing you need before moving a larger collection. Check what its export includes and how the people sharing the inventory can access it.

6. Sortly: business-style inventory mechanics

Sortly can catalog home possessions, but its main orientation is operational inventory. It supports visual folders, high-resolution photos, custom fields, barcode and QR scanning, label creation, quantities, stock counts, reports, users, and business integrations. Those mechanics address home workshops, event inventory, rental equipment, or family businesses where “how many and where?” matters as much as proof of ownership.

The current free plan advertises 100 unique items and one user. Paid tiers expand items, labels, users, reports, and business functions, with promotional pricing and renewal details that can change. A household with thousands of possessions may reach limits quickly, while a family that only documents high-value items may never need a paid operational system.

What makes an item record useful later

  • A clear item description and the room or location where it is normally kept.
  • Make, model, serial number, and barcode where those identifiers exist.
  • Purchase date, seller, price paid, receipt, and a photo showing ownership and condition.
  • Warranty documents, service history, manuals, and relevant accessories for major items.
  • A clearly labeled current estimate or professional appraisal when appropriate for a high-value item.
  • Off-site or storage-unit belongings that the applicable policy may cover.
  • An export or backup stored somewhere that will remain available if the device and home are both inaccessible.
Common questions

Before you choose

An app may make photos, barcodes, receipts, rooms, and mobile capture easier. A spreadsheet can be more portable and transparent. The better system is one you will maintain, export, back up, and understand before a loss.

Documentation

Sources and further reading

Read the product documentation behind the comparison. Check the linked pages for current features and prices.

  1. Insurance Information Institute: How to create a home inventory
  2. Insurance Information Institute: Three reasons to take a home inventory
  3. NAIC Home Inventory consumer page
  4. NAIC homeowners insurance guidance
  5. Under My Roof official site
  6. Under My Roof App Store listing
  7. HomeZada Home Inventory
  8. HomeZada pricing
  9. HomeZada 2026 asset forecasting announcement
  10. Itemtopia official site
  11. Itemtopia pricing
  12. Sortly Home Inventory Software
  13. Sortly pricing
  14. Apple Foundation Models framework
In development

Explore Trove

See how Trove brings photos, receipts, and labels into an item record you can find and back up. The app is in development for iPhone and iPad.

Explore the app
Obsidian Ridge Labs Editorial

App comparisons and practical guides from the studio behind Echo Chamber and the Obsidian Ridge Labs collection.

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